Our Solutions
Financial Solutions
Built for Malaysia
Choose from our range of carefully crafted financial products designed to support your business and lifestyle
SME Term Loan
Term loans for business expansion, working capital, and growth opportunities with competitive rates.
Up to RM 1,000,000 financing
6 to 24 months terms
1.5% monthly interest
Quick 3-day approval
Personal Loan
Fast financing for personal needs with streamlined digital process and competitive rates.
Up to RM 150,000 financing
24-48 hour approval
100% digital process
Competitive rates
PayAdvance™
NewAccess earned wages before payday with our innovative employee benefit solution.
Up to 1 month salary
No cost to employers
Instant access to wages
Easy payroll integration
Private Credit Investments
Access exclusive private credit opportunities with competitive returns and monthly income.
Up to 8% annual returns
Monthly distributions
Secured investments
Minimum RM 10,000
Credit Analytics
Comprehensive credit reports and business verification powered by CTOS and SSM data.
CTOS credit reports
SSM business verification
Real-time monitoring
Instant delivery
Credit Score+
Build and improve your credit score with our structured credit building program.
Structured credit building
Monthly progress tracking
CTOS score improvement
Syariah compliant
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